Lending Guidelines for Business Term Loans

Our Lender is a leading online direct lender that works closely with partners to offer small business clients the best credit financing options. One of the options can include business term loans.

This is a conventional, fixed rate term loans in amounts between $20,000 and $500,000 and terms of 1 to 4 years. Additionally, our one-of-a-kind online application takes less than 10 minutes to complete. Also funding can be available in 1 to 3 business days. By doing this, it helps your business get financing fast. And you know you’re working with a lender with a proven track record.

This lending model allows us to serve customers in different areas. However there are some industries we know to be proven successes. Some of the business areas include machine shops, funeral homes, and auto repair services. Additional proven successes include manufacturing, child care, restaurants and bars, and breweries and distilleries. Below, you’ll find more proven successes.

  • Technology-Related (IT)
  • Liquor Stores
  • Healthcare
  • Pet Care
  • CPAs
  • Lawyers
  • Engineers
  • Hotels & Motels
  • Gas Stations
  • Convenience Stores
  • Dry Cleaners
  • Agriculture/Farming
  • Other Personal/Professional Services

If your business fits in to these proven successes, get in touch with us now for financing. At Common Sense Capital Solutions, we’d be glad to help with business term loans.

Restricted Industries

This direct lender has certain industries and business types that they are unable to fund. Examples include: used car dealers, banks and other lending institutions, insurance carriers, money service businesses, adult entertainment, marijuana related businesses, non-profit entities, government entities, and online gambling services. Additionally, they cannot lend to businesses based in North Dakota, South Dakota, or Nevada. As long as your business isn’t one of these restricted sectors, it’s easy to get financing.

When it’s time for your business to consider business term loans, turn to Common Sense Capital Solutions. At Common Sense Capital Solutions, we’ve worked with many different businesses to find the right financing for them. When you’re ready to discuss your options, give us a call. At Common Sense Capital Solutions, we’re glad to help businesses with cash flow. Let us show you how.